We include a variety of asset classes when we construct and monitor our clients' portfolios:
- Large, mid, and small cap U.S. equities
- International and emerging market equities
- Real estate investment trusts
- Cash equivalents
- Fixed income
We build global diversification in portfolios using mutual funds, individual equities, individual bonds, Exchange Traded Funds (ETFs), Real Estate Investment Trust (REITS) and CDs. By diversifying across various market sectors and asset classes, we attempt to achieve superior returns for a given level of risk.*
Our fees are based upon a percentage of assets under management, keeping our financial success tied to that of our clients.
Investment Policy Statements
We prepare an investment policy for each new client. This is an important document—we work closely with each client to create goals and objectives that are both meaningful and attainable. In addition to specific financial goals, the investment policy statement includes relevant aspects of risk tolerance, return desired, time frame, tax and liquidity needs and would also address any unique circumstances.
Once a quarter we create investment evaluations for each client. These are comprehensive reports which include:
- Specific performance results
- Appraisal of all securities in the portfolio
We also provide commentary with our Quarterly Evaluations that may include a forecast of the near-term economy and investment market performance.
Through prudent planning, effective asset management, and continuous monitoring we help our clients through the important stages of their lives.
*It is Loveless Wealth Management LLC’s goal to achieve superior returns commensurate with a client’s individual risk tolerance, but we cannot and do not guarantee any level of performance or return.